Shopping for the right insurance plan isn’t a hassle anymore. You can get the quotes online, compare them, and when you are ready, advance to sealing the deal online or ask the company’s agent to complete the process. Although there are multiple tools available to find a competent insurance provider, there are many instances when users are left confused owing to the unfamiliar terms and jargon used by the companies.

Types of insurance offered
Esurance’s primary insurance products are car and homeowners insurance, but they also offer many other coverages, such as Motorcycle, Renters, Condo, Life, Commercial auto, Health, Mexican auto, Umbrella, Business, Pet, Classic vehicle, ATV, Flood, Boat/personal watercraft, RV, Travel trailer, Snowmobile, Golf care, Segway, Scooter, and Travel insurance. 

Optional coverage available
In addition to the instant car insurance quotes you receive, Esurance also offers optional coverage options that include:

• CarMatch rental coverage:  If you opt for this coverage option, it pays for the full cost of a rental comparable to your car, in case it is stolen or being repaired after an accident. This is applicable for up to 45 days or $3,000. It is essential for you to know that this option isn’t available in all states, and you need a comprehensive and collision coverage to qualify for this coverage.
• Emergency roadside assistance:  Esurance is known to offer instant car quotes, and similarly, it offers emergency roadside assistance as well that can be accessed from the app. The company pays up to $75 for towing, lockouts, tire changes, and other services if you are stranded, provided you have the particular coverage. You can add this optional coverage to your auto policies that have comprehensive and collision coverage. 
• Gap Coverage:  Esurance’s Gap Coverage insurance comes in handy if you have were involved in an accident in your financed or leased vehicle. Typically, the insurers pay out what the car is worth at the time of the accident, but you may still have to pay more. With the Gap insurance, Esurance will pay up to 25% of your car’s value to help cover the difference. 

Esurance’s homeowners insurance
Esurance has successfully provided homeowners with insurance policies in 31 states, and if you do not live in one of those states, the company will offer you home insurance through a partner company. If you are looking for really cheap homeowners insurance, you can get quotes from Esurance’s website. The two major features that Esurance’s standard policies include and most insurers don’t offer are:

• Water backup coverage:  This feature pays for when the drain overflows or a sump pump backs up and causes damage. The coverage varies as per the state.
• Fire department charges:  If you call the fire department and are charged for the services, Esurance helps you in paying the costs you would incur. 

If you buy auto or homeowners insurance from Esurance, you can rest assured that you are in safe hands as the company’s user-friendly website, interactive tools, and cutting-edge mobile app will get the job done.